Dubai, UAE — November 4, 2025 — Leads & Copy — Mutuum Finance (MUTM), a decentralized lending protocol, is gaining traction in the DeFi market. The project has raised over $18.4 million, has more than 18,000 holders, and has completed 85% of Phase 6 of its presale. Mutuum Finance is now entering Phase 2 of its development roadmap, marking an important step toward its V1 protocol launch in Q4 2025.
Mutuum Finance (MUTM) has built strong momentum since the start of its presale in early 2025. The project has already secured over $18.4 million in funding and sold around 790 million tokens, representing steady and consistent demand. The presale is currently in Phase 6, with each MUTM token priced at $0.035.
Once this phase is fully allocated, the price will rise by nearly 20% to $0.04, followed by a confirmed launch price of $0.06. From the initial Phase 1 price of $0.01, the token has already surged 250%, reflecting strong confidence and growing recognition across the crypto community.
Phase 2 of the roadmap is focused on preparing the V1 protocol for Sepolia Testnet deployment in Q4 2025. This comes after the successful completion of Phase 1, where the team finalized smart-contract architecture, audits, and security testing.
V1 will introduce a Liquidity Pool, enabling users to supply or borrow assets directly through smart contracts. The mtToken system will track user deposits and automatically accrue interest over time, giving depositors a transparent way to earn passive income. Debt Tokens will represent active borrowing positions, allowing the system to monitor outstanding loans efficiently. To maintain overall stability, a Liquidator Bot will handle undercollateralized loans automatically.
Mutuum Finance aims to become a non-custodial, smart contract-powered lending and borrowing protocol designed to make DeFi crypto more efficient and accessible. The project recently completed a CertiK audit, earning an impressive 90/100 Token Scan score.
The project also runs a $50,000 bug bounty program to encourage continuous testing by third-party developers and ethical hackers. Investors can now purchase MUTM directly using a credit or debit card, with no purchase limits.
Phase 2 is viewed as a crucial turning point for Mutuum Finance, representing the stage where theoretical design transitions into a working on-chain protocol.
With its roadmap now advancing to Phase 2, a working testnet approaching, and growing presale success, Mutuum Finance (MUTM) is emerging as one of the most closely watched DeFi crypto projects of 2025.
J. Weir
Contact (at) mutuum.com
Source: Mutuum Finance
