Mutuum Finance Presale Gains Momentum with Over 19,000 Holders
DUBAI, United Arab Emirates — February 15, 2026 — Leads & Copy —
Mutuum Finance (MUTM) reports its presale continues to gain momentum, with more than $20.5 million raised and over 19,000 token holders. The company’s V1 protocol is now live on the Sepolia testnet, allowing users to test core mechanics in a simulated environment prior to mainnet release.
Out of the 1.82 billion tokens allocated for the presale, more than 845 million tokens have been secured, bringing the allocation close to its halfway point.
The expanding investor base reflects sustained participation while the project strengthens its DeFi infrastructure ahead of mainnet deployment. MUTM is currently priced at $0.04 in Phase 7, with a launch price of $0.06 confirmed. Since the initial Phase 1 price of $0.01, the token has increased by 300%, and will reflect a total 500% progression from its starting level by launch. This structured pricing framework has aligned token growth with development milestones as the presale advances.
To simplify participation, users can purchase MUTM tokens directly using a debit or credit card, in addition to standard crypto payment options. Mutuum Finance has also introduced a 24-hour leaderboard incentive, where the top contributor within a rolling 24-hour window receives a $500 bonus in MUTM tokens. To qualify, an investor must secure and maintain the first-place position for the full 24-hour period, after which the leaderboard resets and a new cycle begins.
Mutuum Finance is designed around two complementary lending models: Peer-to-Contract (P2C) and Peer-to-Peer (P2P). The P2C model allows users to supply assets into smart contract–managed liquidity pools, where borrowing and yield generation are handled automatically within predefined collateral parameters. The P2P model enables direct matching between lenders and borrowers, allowing participants to set customized lending terms depending on asset type and risk preference.
The testnet currently supports USDT, ETH, LINK, and WBTC markets and includes the following core features: mtTokens are minted when users supply assets; these represent deposit positions and accumulate yield over time. Debt Tokens are issued when borrowing occurs; they track principal balances and real-time interest accrual on-chain. An automated liquidator bot continuously monitors collateral ratios and triggers liquidations if positions fall below required thresholds. Health Factor Monitoring provides users with a real-time indicator of the safety level of their collateralized positions.
The V1 protocol has completed a security audit conducted by Halborn. Looking ahead, Mutuum Finance plans for a native overcollateralized stablecoin and multichain expansion to broaden protocol accessibility across multiple blockchain networks.
At the current Phase 7 price of $0.04, MUTM remains available below its confirmed $0.06 launch price.
Source: Mutuum Finance
Share this story:
